Debt Problems in Northern Ireland

Debt affects people from all walks of life, and debt problems come in a variety of forms. No matter what your situation, rest assured there is a solution out there to help and there is very little the Northern Ireland Debt Solutions team hasn’t seen before.

“NIDS helped me get my finances back on track with a personalised DMP. I’m grateful for their professional guidance and support.” Eoin

“After contacting Northern Ireland Debt Solutions, I felt an immediate sense of relief. Within a matter of days, the phone calls and threatening letters stopped, and I was finally able to move on with my life.” Amanda

Understanding Debt Solutions in Northern Ireland

You may be struggling to keep up with the payments on credit card or store cards, with added late fees and interest making the balance spiral out of control. Perhaps the high interest rate you are being charged for personal loans means your monthly payments are merely servicing the interest and not reducing the overall balance.

We also regularly advise people who have fallen into arrears with their mortgage; although this is a very stressful situation to be in, there are options out there and we will do everything we can to help you keep your home.

Debt problems may arise through various situations including divorce, job loss, or simply by spending more money than you are bringing in. Whatever your situation, or the reason you have found yourself in debt, there is a way out of your problems.

Require Immediate Support? 028 2132 6269

Fully Regulated Advisers

Contact our team today to understand more about available debt solutions. At Northern Ireland Debt, we understand debt problems can be daunting to manage alone but taking the first step to acknowledge the situation is vital to begin the path to resolving your debts. Our advisers have helped thousands of individuals with their debts since 2010, and will take the time to understand your personal financial situation.

  • Trusted & Approved Debt Help
  • Business Debts Supported

  • Speak Direct with a Qualified Adviser

IVA

Personal Services for Debt Management

Our team are based in Belfast and are happy to meet with you at our office or come and visit you at your convenience. We provide a personal service, tailoring our advice to your specific circumstances.

Our qualified, expert advisers will take the time to understand your financial problems, and get to the root of what has caused them. This ensures we recommend a solution which will help alleviate the problems now and also put you on a solid footing going forwards.

Debt Support Options

Northern Ireland Debt Solutions is dedicated to helping people in financial distress across Northern Ireland. If you’re struggling with unmanageable debt of over £5,000 and live in Northern Ireland, we can help you.

Contact our team of qualified debt experts to find out more about which available debt solutions may be most appropriate for your personal situation.

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How We Can Help

When it comes to personal debt, there are a number of formal debt solutions which can be used to help you manage the money you owe; from Individual Voluntary Arrangements (IVAs), through to Bankruptcy in the most serious cases. We also provide insolvency solutions for businesses debts, including rescue and closure options. The experts at Northern Ireland Debt Solutions can help you understand all of your options, before working alongside you to put a plan in place to help you move forward. 

debt management
Debt Management Plans (DMP)

Debt Management Plans (DMPs) are designed for people who are struggling to meet the minimum monthly payments on all of their outstanding debts.

iva
Individual Voluntary Arrangements (IVA)

Individual Voluntary Arrangements (IVAs) are the most common formal debt solution in Northern Ireland.

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Bankruptcy

Bankruptcy is typically only advisable for the most severe situations where the debt involved is particularly large in relation to the individual’s income.

Company Debts

Advice for sole traders and directors in Northern Ireland struggling with business cash flow problems.

Northern Ireland Debt Calculator

Get a rough indication of what your repayments might be under each of our different debt solutions.

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Helping Residents of Northern Ireland in Debt Since 1989

The experts at Northern Ireland Debt Solutions are dedicated to supporting individuals through their most trying financial times. If you have debts over £5,000, live in Northern Ireland, and are ready to tackle your debt problems, we can help.

  • Advice from regulated debt experts

  • Specialists in debt solutions available in Northern Ireland

  • Lower your monthly repayments

We understand that everyone’s experience with debt is different, and that is why we pride ourselves on treating every customer as the individual they are. Our expert debt advisers will take the time to understand your situation, and work alongside you to put a plan in place which is both affordable and manageable.

For over thirty years we have been providing help, guidance, and support to individuals in debt, and we are here to help you too.

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Require Immediate Support? 028 2132 6269

  Supported by a team of Debt Experts

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Get your instant Debt Report today

Find out which debt solution is best for you

Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues.

  • Freeze Interest & Charges

  • Freeze Interest & Charges

  • Reduce Creditor Pressure

  • Write Off Debt You Can’t Pay

Get Started – Contact The Team Today

Ready to take the first step to a debt-free future? Contact Northern Ireland Debt Solutions today to understand your next steps.

We Offer Completely Free & Confidential Advice


We Offer Completely Free & Confidential Advice

Northern Ireland Debt Calculator

Try Our Free Debt Calculator Today